Any person who shall make, or draw, or utter or deliver to another person any check, or draft, on a bank of other depository for the payment of money, knowing at the time of such drawing, or delivery, that he has not sufficient funds in, or credt with said bank or other depository, to meet said check or draft, in full upon its presentation, shall be guilty of unlawful issuance of a bank check. The word “credit” as used herein shall be construed to mean an arrangement or understanding with the bank or other depository for the payment of such check or draft, and the uttering or delivery of such check or draft to another person without such fund or credit to meet the same shall be prima facia evidence that the issuer knew that he had not sufficient funds in or credit with said bank or other depository.